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PERSONAL LOAN IN MALAYSIA? PINJAMAN PERIBADI ISLAM / ISLAMIC FINANCE

By • Jan 1st, 2009 • Category: ! Daily Info & Reviews, Services

PERSONAL LOAN IN MALAYSIA? PINJAMAN PERIBADI ISLAM / ISLAMIC FINANCE

Are you searching for personal loan / pinjaman peribadi from islamic banking institution / legal money lender / loan shark? Beware and think wisely before you choose to have a personal loan services from someone or company. Most of us now prefer to apply loan from banking institution like bank islam or hsbc amanah because it is safer and with reasonable low interest rate (interest rate terendah bagi pinjaman peribadi). So here we publish what is islamic banking and service from other money lender that we found on the net. If you have experience using any loan service provider, give your reviews here so that everybody will learn the good tips form you.

PERSONAL LOAN IN MALAYSIA? PINJAMAN PERIBADI ISLAM / ISLAMIC FINANCE

Islamic banking has emerged as a new reality in the international financial scene. Its philosophies and principles are however, not new, having been outlined in the Holy Qur’an and the Sunnah (words, action and approval of the Prophet where later put in writing by his followers and transmitted to others as “hadith”) of Prophet Muhammad (p.b.u.h.) more than 1,400 years ago. The emergence of Islamic banking is often related to the revival of Islamic financial system which is totally usury (riba) free. Riba literally means increase, addition, expansion or growth which are non-trade related e.g. a loan, advances. Technically however, there is no specific or precise definition of “riba” thus excessive profits under certain condition, is also said, may tantamount to Riba.

Islamic Banking in the modern world, generally aims to promote and develop the application of Islamic principles, law and traditions to transactions of financial, banking and related business affairs. It is also to promote investment companies to be engaged in such business activities that are acceptable and consistent within the Shariah precept. Islamic banks, by doing so, will safeguard the Islamic communities and societies from activities that are forbidden in Islam.

PERSONAL LOAN IN MALAYSIA? PINJAMAN PERIBADI ISLAM / ISLAMIC FINANCE

Comparison Difference between Islamic and Conventional Banking

Islamic Banks, like conventional banks, are profitable organizations. Their aim is to gain profit, but they are not allowed to deal with interest or to engage in any business or trade prohibited by Islam. In contrast, traditional conventional banks have as their main goal the maximization of profit subject to a reasonable level of liquidity. They tend to deal with loans only and are keen in engaging themselves in direct investment as a main activity.

The difference between the conventional banking system and the Islamic banking system is that, in the conventional system, interests are given (pre-promised) with a guarantee of repayment and a fixed percentage return while in the Islamic system, investors share a fixed percentage of profit when it occurs i.e. the share of the two practices will vary according to the profit achieved. Banks get back only a share of profit from the business to which it is a party and in case of loss, the business party loses none in terms of money but forgoes the reward for its activities during that period.

It is very important to remember that the Islamic banking movement in the country has only approximately 30 years, so it is unfair to compare its result with those of the conventional banks which have been in existence for almost 300 years.

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Personal loan from HSBC details:

Anytime Money – Anytime You Need It
There’s no reason to compromise on what you need with Anytime Money
Financing up to RM100,000*
Monthly payment from as low as RM160**
Flat rate from 10% p.a.
Up to RM100,000 in cash
Payment period of up to 5 years
Instant cash disbursement into your HSBC account upon approval

** Based on financing tenure of 5 years for RM6,000

Fast and fuss-free application
No guarantor
No collateral
Fast approval
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APPLY LOAN FROM A LEGAL MONEY LENDER COMPANY

PERSONAL LOAN IN MALAYSIA? PINJAMAN PERIBADI ISLAM / ISLAMIC FINANCE

Personal Loan
The most easier way to get fast cash from Personal Loan division, feel free to taste our simple procedure and fast approval scheme with variety of repayment structure

Personal Loan

Loan from 1,000 to 10,000
– 3 Months Latest Pay Slip
– 3 Months Latest Bank Statement
– Photocopy Of IC
– Latest Electric & Water Bill
– Latest EPF Statement
Loan from 10,000 to 1,000,00
Collateral Require (eg. Property / Housing / Shop / land Grant)

Housing Loan
We provide fast housing loan, you can choose whatever bank you like or you can recommend your bank or finance which suitable your need to us

Housing Loan
– Loan up to 30 years
– Fast process from 2 to 7 days
– Several installment way
Documents require
– Form 24/49
– M&A (Memorandum Of Article & Association)
– Grant
– Original S&P agreement
– Loan Agreement
– Quit Land & Assessment

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SOME OF THE ADVERTISEMENT ABOUT LOAN APPLICATION SERVICE ON THE NET

TANPA PENJAMIN & TIADA CAGARAN (TUNAI SEGERA).

TERBUKA KEPADA SESIAPA SAHAJA YANG BEKERJA DAN GAJI DI BAYAR OLEH MAJIKAN MELALUI BANK.

UNTUK MEREKA YANG MENETAP DAN BEKERJA DI KUALA LUMPUR DAN SELANGOR SAHAJA.

*Terbuka kepada semua pekerja kerajaan & swasta

( Berhad / Sdn.bhd / Enterprise )

* Pesara / Berpencen juga layak memohon

* Pemohon mestilah Pencen Dan Gaji Di Bayar melalui Bank

* Pinjaman segera secara TUNAI

ANDA KAKITANGAN DAN ADA REKOD BLACKLISTED???

* Berminat sila sediakan :-

– 3 Bulan Slip Gaji Terbaru

– Buku Bank / 3 Bulan Bank Statement Yang Telah Dikemaskini

– Surat Pengesahan Jawatan

– Bil Eletrik Rumah Yang Terbaru

Kindly share your experience in having the personal loan services here.

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1,057 Responses »

  1. Hari baik peluang bisnis Anda telah mencari di sini lagi Apakah Anda membutuhkan pinjaman untuk membayar tagihan Anda saya pemberi pinjaman pinjaman pribadi seorang pemberi pinjaman pinjaman bersertifikat saya menawarkan pinjaman kepada orang atau perusahaan yang serius yang membutuhkan baik pinjaman jangka panjang atau pendek pada tingkat bunga rendah dari 2% untuk mengkonsolidasikan masalah keuangan mereka. hubungi kami sekarang di Email wecaremoney1986@gmail.com untuk lebih jelasnya.

  2. Hello,
    Anda dialu-alukan untuk GLOBAL FINANCE LIMITED di mana pinjaman dibuat mudah, dan kami juga mahu anda tahu bahawa kita boleh memberi pinjaman anda apa-apa amaun yang anda perlukan sebagai pinjaman pada kadar faedah 2%, semua yang perlu anda lakukan adalah untuk anda untuk mengisi permohonan pinjaman Borang di bawah dan kembali kepada saya sekarang kerana ini adalah langkah pertama memperoleh pinjaman dari syarikat ini.

    DATA PEMOHON

    1) Nama Penuh:
    2) Negara:
    3) Alamat:
    4) Negeri:
    5) Jenis Kelamin:
    6) Status perkahwinan:
    7) Pekerjaan:
    8) Nombor telefon:
    9) Kedudukan Semasa di tempat kerja:
    10) Pendapatan bulanan:
    11) Jumlah Pinjaman Diperlukan:
    12) Tempoh Pinjaman:
    13) Tujuan pinjaman:
    14) Agama:
    15) Adakah anda memohon sebelum:
    16) Tarikh lahir:
    terima kasih.

  3. Tuan Nyonya
    Terutama di seluruh dunia, Anda perlu pinjaman uang antar individu untuk mengatasi kesulitan keuangan akhirnya memecahkan kebuntuan diprovokasi oleh bank, oleh penolakan file aplikasi pinjaman Anda. Kami adalah jaringan ahli keuangan swasta mampu membuat pinjaman untuk jumlah yang Anda butuhkan dan dengan kondisi yang membuat hidup Anda lebih mudah. Kami dapat membantu Anda dalam bidang berikut:
    Keuangan *
    * Home Loan
    * Investasi Pinjaman
    * Auto Pinjaman
    * Konsolidasi hutang
    * Line of Credit
    * Kedua Mortgage
    * Akuisisi kreditan
    Anda terjebak, Bank dilarang dan Anda tidak mendapatkan manfaat dari bank atau Anda lebih baik memiliki sebuah proyek dan membutuhkan pembiayaan, kredit buruk atau membutuhkan uang untuk membayar tagihan, uang untuk berinvestasi pada bisnis. Sementara kami siap melayani anda untuk aplikasi pinjaman pribadi Anda dari € 500 sampai € 10 juta untuk masing-masing tertentu dapat membayar tingkat bunga 1,5%. Kami berada dalam posisi untuk memenuhi peminjam kami dalam waktu 12 jam sejak diterimanya permohonan mereka.
    Silahkan hubungi kami untuk lebih jelasnya;
    dangotegrouploandepartment@gmail.com

  4. Hello,
     
        Saya seorang broker pelabur serta pemberi pinjaman swasta pinjaman. Kami membiayai peringkat-permulaan usaha awal, Ventures sedia ada dan melakukan jumlah projek siap dan pengembangan pelaburan.
     
    Kami menawarkan pinjaman cepat pada 3% kepada pelanggan yang berfikiran serius pinjaman Kecemasan. Syarikat-syarikat swasta dan individu dialu-alukan.
     
    Kami telah membantu beribu-ribu orang menyedari kebebasan kewangan dan meminjam wang yang mereka perlukan. Kami boleh membantu anda juga. Permohonan adalah percuma, sulit dan mudah untuk diselesaikan. Jangan biarkan sejarah kredit miskin meletakkan anda di luar memohon pinjaman di sini.
     
    Hubungi kami untuk pembiayaan permulaan, RE Kewangan perniagaan, modal benih, peringkat permulaan usaha awal, Joint Venture / Perkongsian pelaburan dengan mudah tunai daripada pihak kami, Pinjaman, Gadai Janji. Kami boleh membiayai melebihi $ 100M.
     
    Untuk kita meneruskan permintaan pelaburan anda, sila hantarkan pelan perniagaan anda atau ringkasan projek mengenai pelaburan anda.
     
    hubungan pelanggan melalui e-mel: (argylefoxfinanceltd1@outlook.com).
     
    Regards,
    Mr, Michael Fox.

  5. Halo,,,

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    sangat cepat dan mudah, Personal Loan, Home Loan, Student Loan,
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    pertanyaan lebih lanjut, silahkan hubungi kami dengan email ini: waynestephen02@gmail.com

       Dengan hormat
    Pengelolaan

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